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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$271,476$179,100
Remaining term (yrs)27.330.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.6%7.18%
Blended rate7.15%7.42%
1st payment$1,787.20$1,213.29
2nd payment$0.00$0.00
Taxes / mo$339.00$339.00
Insurance / mo$150.00$150.00
MI / mo$128.26$35.82
HOA / mo$0.00$0.00
Total monthly$2,404.46$1,738.11
Cash to close$0$19,900