UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$86,052$86,052$208,710
Remaining term (yrs)9.59.530.0
Secondary amount$0$122,658$0
Funding fee$0$0$0
Note rate7.155%7.155%7.11%
Blended rate8.005%8.002%7.35%
1st payment$1,029.83$1,029.83$1,404.01
2nd payment$0.00$817.72$0.00
Taxes / mo$190.25$190.25$190.25
Insurance / mo$150.00$150.00$150.00
MI / mo$107.95$107.95$41.74
HOA / mo$390.00$390.00$390.00
Total monthly$1,868.03$2,685.75$2,176.00
Cash to close$145,848$23,190$23,190