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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$192,583$192,583$247,500
Remaining term (yrs)22.922.930.0
Secondary amount$0$54,917$0
Funding fee$0$0$0
Note rate3.6%3.6%7.18%
Blended rate4.45%5.46%7.42%
1st payment$1,027.04$1,027.04$1,676.65
2nd payment$0.00$411.88$0.00
Taxes / mo$262.58$262.58$262.58
Insurance / mo$150.00$150.00$150.00
MI / mo$160.01$160.01$49.50
HOA / mo$0.00$0.00$0.00
Total monthly$1,599.64$2,011.52$2,138.73
Cash to close$82,417$27,500$27,500