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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$131,530$131,530$206,999
Remaining term (yrs)20.520.530.0
Secondary amount$0$75,469$0
Funding fee$0$0$0
Note rate4.17%4.17%7.18%
Blended rate5.02%6.471%7.42%
1st payment$794.21$794.21$1,402.28
2nd payment$0.00$566.02$0.00
Taxes / mo$213.00$213.00$213.00
Insurance / mo$150.00$150.00$150.00
MI / mo$115.45$115.45$41.40
HOA / mo$336.00$336.00$336.00
Total monthly$1,608.67$2,174.68$2,142.68
Cash to close$98,469$23,000$23,000