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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$331,589$319,500
Remaining term (yrs)27.330.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.66%7.11%
Blended rate7.21%7.35%
1st payment$2,195.77$2,149.30
2nd payment$0.00$0.00
Taxes / mo$356.33$356.33
Insurance / mo$150.00$150.00
MI / mo$156.61$63.90
HOA / mo$370.00$370.00
Total monthly$3,228.71$3,089.53
Cash to close$23,411$35,500