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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$368,594$368,594$396,000
Remaining term (yrs)26.826.830.0
Secondary amount$0$27,406$0
Funding fee$0$0$0
Note rate6.96%6.96%7.18%
Blended rate7.51%7.613%7.42%
1st payment$2,528.30$2,528.30$2,682.64
2nd payment$0.00$205.55$0.00
Taxes / mo$459.08$459.08$459.08
Insurance / mo$150.00$150.00$150.00
MI / mo$174.88$174.88$79.20
HOA / mo$165.00$165.00$165.00
Total monthly$3,477.27$3,682.81$3,535.93
Cash to close$71,406$44,000$44,000