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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$303,617$288,000
Remaining term (yrs)28.130.0
Secondary amount$0$0
Funding fee$1,518$0
Note rate6.44%7.18%
Blended rate6.44%7.42%
1st payment$1,946.57$1,951.01
2nd payment$0.00$0.00
Taxes / mo$345.08$345.08
Insurance / mo$150.00$150.00
MI / mo$0.00$57.60
HOA / mo$0.00$0.00
Total monthly$2,441.65$2,503.70
Cash to close$16,383$32,000