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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$297,509$264,600
Remaining term (yrs)28.130.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.12%7.18%
Blended rate6.67%7.42%
1st payment$1,848.49$1,792.49
2nd payment$0.00$0.00
Taxes / mo$306.00$306.00
Insurance / mo$150.00$150.00
MI / mo$139.51$52.92
HOA / mo$247.00$247.00
Total monthly$2,691.00$2,548.41
Cash to close$0$29,400