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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$285,825$265,410
Remaining term (yrs)27.130.0
Secondary amount$0$0
Funding fee$0$0
Note rate7.19%7.18%
Blended rate7.74%7.42%
1st payment$1,997.49$1,797.98
2nd payment$0.00$0.00
Taxes / mo$434.67$434.67
Insurance / mo$150.00$150.00
MI / mo$135.01$53.08
HOA / mo$0.00$0.00
Total monthly$2,717.16$2,435.73
Cash to close$9,075$29,490