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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$267,768$269,999
Remaining term (yrs)26.530.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.27%7.11%
Blended rate6.82%7.35%
1st payment$1,724.48$1,816.30
2nd payment$0.00$0.00
Taxes / mo$240.25$240.25
Insurance / mo$150.00$150.00
MI / mo$128.10$54.00
HOA / mo$0.00$0.00
Total monthly$2,242.83$2,260.55
Cash to close$32,231$30,000