UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$314,151$314,151$472,500
Remaining term (yrs)23.523.530.0
Secondary amount$0$158,349$0
Funding fee$1,571$1,571$0
Note rate3.33%3.33%7.11%
Blended rate3.33%4.895%7.35%
1st payment$1,600.18$1,600.18$3,178.54
2nd payment$0.00$1,055.66$0.00
Taxes / mo$475.92$475.92$475.92
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$94.50
HOA / mo$0.00$0.00$0.00
Total monthly$2,242.76$3,298.42$3,915.62
Cash to close$210,849$52,500$52,500