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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$177,472$177,472$310,500
Remaining term (yrs)24.024.030.0
Secondary amount$0$133,028$0
Funding fee$887$887$0
Note rate2.86%2.86%7.11%
Blended rate2.86%5.062%7.35%
1st payment$848.33$848.33$2,088.75
2nd payment$0.00$886.85$0.00
Taxes / mo$329.00$329.00$329.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$62.10
HOA / mo$0.00$0.00$0.00
Total monthly$1,327.33$2,214.18$2,629.85
Cash to close$167,528$34,500$34,500