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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$294,047$261,000
Remaining term (yrs)28.830.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.72%7.18%
Blended rate7.27%7.42%
1st payment$1,923.72$1,768.10
2nd payment$0.00$0.00
Taxes / mo$196.50$196.50
Insurance / mo$150.00$150.00
MI / mo$136.36$52.20
HOA / mo$0.00$0.00
Total monthly$2,406.58$2,166.80
Cash to close$0$29,000