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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$296,571$296,910
Remaining term (yrs)27.130.0
Secondary amount$0$0
Funding fee$0$0
Note rate7.79%7.11%
Blended rate8.34%7.35%
1st payment$2,189.07$1,997.33
2nd payment$0.00$0.00
Taxes / mo$348.33$348.33
Insurance / mo$150.00$150.00
MI / mo$139.51$59.38
HOA / mo$0.00$0.00
Total monthly$2,826.91$2,555.05
Cash to close$33,329$32,990