UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$141,113$141,113$358,200
Remaining term (yrs)13.813.830.0
Secondary amount$0$217,087$0
Funding fee$0$0$0
Note rate4.74%4.74%7.18%
Blended rate5.59%6.899%7.42%
1st payment$1,155.72$1,155.72$2,426.57
2nd payment$0.00$1,402.02$0.00
Taxes / mo$461.33$461.33$461.33
Insurance / mo$150.00$150.00$150.00
MI / mo$157.11$157.11$71.64
HOA / mo$0.00$0.00$0.00
Total monthly$1,924.17$3,326.18$3,109.54
Cash to close$256,887$39,800$39,800