UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$187,649$187,649$305,100
Remaining term (yrs)19.119.130.0
Secondary amount$0$117,451$0
Funding fee$0$0$0
Note rate3.76%3.76%7.18%
Blended rate4.61%5.915%7.42%
1st payment$1,142.69$1,142.69$2,066.85
2nd payment$0.00$783.01$0.00
Taxes / mo$310.83$310.83$310.83
Insurance / mo$150.00$150.00$150.00
MI / mo$174.56$174.56$61.02
HOA / mo$392.00$392.00$392.00
Total monthly$2,170.09$2,953.09$2,980.71
Cash to close$151,351$33,900$33,900