UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$165,549$165,549$553,500
Remaining term (yrs)15.115.130.0
Secondary amount$0$387,951$0
Funding fee$0$0$0
Note rate4.07%4.07%7.18%
Blended rate4.92%6.904%7.42%
1st payment$1,220.55$1,220.55$3,749.60
2nd payment$0.00$2,505.52$0.00
Taxes / mo$635.58$635.58$635.58
Insurance / mo$166.67$166.67$166.67
MI / mo$179.57$179.57$110.70
HOA / mo$0.00$0.00$0.00
Total monthly$2,202.37$4,707.88$4,662.55
Cash to close$449,451$61,500$61,500