UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$81,276$81,276$358,200
Remaining term (yrs)29.429.430.0
Secondary amount$0$276,924$0
Funding fee$0$0$0
Note rate6.1%6.1%7.18%
Blended rate6.65%7.5%7.42%
1st payment$495.47$495.47$2,426.57
2nd payment$0.00$1,788.47$0.00
Taxes / mo$356.92$356.92$356.92
Insurance / mo$150.00$150.00$150.00
MI / mo$37.47$37.47$71.64
HOA / mo$0.00$0.00$0.00
Total monthly$1,039.86$2,828.33$3,005.13
Cash to close$316,724$39,800$39,800