UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$184,592$184,592$359,999
Remaining term (yrs)23.323.330.0
Secondary amount$0$175,408$0
Funding fee$0$0$0
Note rate3.72%3.72%7.18%
Blended rate4.57%6.241%7.42%
1st payment$985.01$985.01$2,438.76
2nd payment$0.00$1,169.38$0.00
Taxes / mo$329.75$329.75$329.75
Insurance / mo$150.00$150.00$150.00
MI / mo$151.21$151.21$72.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,615.97$2,785.35$2,990.51
Cash to close$215,407$40,000$40,000