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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$216,982$216,982$404,910
Remaining term (yrs)19.619.630.0
Secondary amount$0$187,928$0
Funding fee$1,085$1,085$0
Note rate3.6%3.6%7.18%
Blended rate3.6%5.642%7.42%
1st payment$1,280.57$1,280.57$2,743.00
2nd payment$0.00$1,252.85$0.00
Taxes / mo$356.33$356.33$356.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$80.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,786.91$3,039.76$3,330.32
Cash to close$232,918$44,990$44,990