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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$378,275$378,275$383,399
Remaining term (yrs)26.726.730.0
Secondary amount$0$26,424$0
Funding fee$0$0$0
Note rate6.71%6.71%7.18%
Blended rate7.26%7.561%7.42%
1st payment$2,536.33$2,536.33$2,597.28
2nd payment$0.00$261.49$0.00
Taxes / mo$385.75$385.75$385.75
Insurance / mo$150.00$150.00$150.00
MI / mo$179.97$179.97$76.68
HOA / mo$0.00$0.00$0.00
Total monthly$3,252.05$3,513.54$3,209.71
Cash to close$47,724$21,300$42,600