UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$15,427$15,427$170,910
Remaining term (yrs)2.32.330.0
Secondary amount$0$155,483$0
Funding fee$0$0$0
Note rate7.11%7.11%7.18%
Blended rate7.96%7.996%7.42%
1st payment$580.55$580.55$1,157.80
2nd payment$0.00$1,036.55$0.00
Taxes / mo$236.50$236.50$236.50
Insurance / mo$150.00$150.00$150.00
MI / mo$61.13$61.13$34.18
HOA / mo$310.00$310.00$310.00
Total monthly$1,338.17$2,374.73$1,888.49
Cash to close$174,473$18,990$18,990