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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$298,758$298,758$656,910
Remaining term (yrs)19.819.830.0
Secondary amount$0$358,152$0
Funding fee$1,494$1,494$0
Note rate3.41%3.41%7.18%
Blended rate3.41%5.776%7.42%
1st payment$1,723.91$1,723.91$4,450.14
2nd payment$0.00$2,313.06$0.00
Taxes / mo$681.67$681.67$681.67
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$131.38
HOA / mo$0.00$0.00$0.00
Total monthly$2,622.24$4,935.31$5,479.85
Cash to close$431,142$72,990$72,990