UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$304,387$304,387$333,000
Remaining term (yrs)25.725.730.0
Secondary amount$0$28,613$0
Funding fee$1,522$1,522$0
Note rate5.3%5.3%7.11%
Blended rate5.3%5.618%7.35%
1st payment$1,804.74$1,804.74$2,240.11
2nd payment$0.00$214.60$0.00
Taxes / mo$16.08$16.08$16.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$66.60
HOA / mo$460.00$460.00$460.00
Total monthly$2,430.82$2,645.42$2,932.80
Cash to close$65,613$37,000$37,000