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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$293,174$293,174$301,500
Remaining term (yrs)27.127.130.0
Secondary amount$0$25,076$0
Funding fee$1,466$1,466$0
Note rate7.5%7.5%7.18%
Blended rate7.5%7.845%7.42%
1st payment$2,107.03$2,107.03$2,042.47
2nd payment$0.00$248.15$0.00
Taxes / mo$259.17$259.17$259.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$60.30
HOA / mo$337.00$337.00$337.00
Total monthly$2,853.19$3,101.34$2,848.93
Cash to close$41,826$16,750$33,500