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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$299,718$292,410
Remaining term (yrs)29.130.0
Secondary amount$0$0
Funding fee$1,499$0
Note rate6.17%7.18%
Blended rate6.17%7.42%
1st payment$1,848.07$1,980.89
2nd payment$0.00$0.00
Taxes / mo$221.67$221.67
Insurance / mo$150.00$150.00
MI / mo$0.00$58.48
HOA / mo$0.00$0.00
Total monthly$2,219.74$2,411.04
Cash to close$25,182$32,490