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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$331,164$323,010
Remaining term (yrs)27.430.0
Secondary amount$0$0
Funding fee$1,656$0
Note rate7.1%7.18%
Blended rate7.1%7.42%
1st payment$2,285.63$2,188.18
2nd payment$0.00$0.00
Taxes / mo$197.39$197.39
Insurance / mo$150.00$150.00
MI / mo$0.00$64.60
HOA / mo$33.33$33.33
Total monthly$2,666.36$2,633.51
Cash to close$27,736$35,890