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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$154,865$154,865$211,410
Remaining term (yrs)19.419.430.0
Secondary amount$0$56,545$0
Funding fee$774$774$0
Note rate3.66%3.66%7.18%
Blended rate3.66%5.088%7.42%
1st payment$926.81$926.81$1,432.16
2nd payment$0.00$424.09$0.00
Taxes / mo$276.25$276.25$276.25
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$42.28
HOA / mo$647.00$647.00$647.00
Total monthly$2,000.06$2,424.15$2,547.70
Cash to close$80,035$23,490$23,490