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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$37,286$37,286$134,910
Remaining term (yrs)12.912.930.0
Secondary amount$0$97,624$0
Funding fee$0$0$0
Note rate5.5%5.5%7.18%
Blended rate6.35%8.268%7.42%
1st payment$335.08$335.08$913.93
2nd payment$0.00$732.18$0.00
Taxes / mo$255.17$255.17$255.17
Insurance / mo$150.00$150.00$150.00
MI / mo$41.80$41.80$26.98
HOA / mo$0.00$0.00$0.00
Total monthly$782.05$1,514.23$1,346.08
Cash to close$112,614$14,990$14,990