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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$98,215$98,215$211,410
Remaining term (yrs)12.412.430.0
Secondary amount$0$113,195$0
Funding fee$0$0$0
Note rate5.07%5.07%7.18%
Blended rate5.92%7.034%7.42%
1st payment$885.35$885.35$1,432.16
2nd payment$0.00$754.64$0.00
Taxes / mo$337.58$337.58$337.58
Insurance / mo$150.00$150.00$150.00
MI / mo$115.90$115.90$42.28
HOA / mo$0.00$0.00$0.00
Total monthly$1,488.83$2,243.46$1,962.03
Cash to close$136,685$23,490$23,490