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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$287,353$281,700
Remaining term (yrs)26.730.0
Secondary amount$0$0
Funding fee$1,437$0
Note rate6.71%7.18%
Blended rate6.71%7.42%
1st payment$1,926.70$1,908.33
2nd payment$0.00$0.00
Taxes / mo$322.50$322.50
Insurance / mo$150.00$150.00
MI / mo$0.00$56.34
HOA / mo$0.00$0.00
Total monthly$2,399.20$2,437.17
Cash to close$25,647$31,300