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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$290,477$290,477$328,500
Remaining term (yrs)29.529.530.0
Secondary amount$0$38,023$0
Funding fee$1,452$1,452$0
Note rate6.35%6.35%7.18%
Blended rate6.35%6.657%7.42%
1st payment$1,815.99$1,815.99$2,225.37
2nd payment$0.00$285.17$0.00
Taxes / mo$388.08$388.08$388.08
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$65.70
HOA / mo$391.00$391.00$391.00
Total monthly$2,745.08$3,030.25$3,220.16
Cash to close$74,523$36,500$36,500