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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$39,714$39,714$225,000
Remaining term (yrs)22.922.930.0
Secondary amount$0$185,286$0
Funding fee$0$0$0
Note rate3.62%3.62%7.18%
Blended rate4.47%7.377%7.42%
1st payment$212.22$212.22$1,524.23
2nd payment$0.00$1,235.24$0.00
Taxes / mo$249.50$249.50$249.50
Insurance / mo$150.00$150.00$150.00
MI / mo$32.98$32.98$45.00
HOA / mo$0.00$0.00$0.00
Total monthly$644.70$1,879.94$1,968.73
Cash to close$210,286$25,000$25,000