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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$407,909$387,000
Remaining term (yrs)26.530.0
Secondary amount$0$0
Funding fee$2,040$0
Note rate6.32%7.18%
Blended rate6.32%7.42%
1st payment$2,639.87$2,621.67
2nd payment$0.00$0.00
Taxes / mo$376.17$376.17
Insurance / mo$150.00$150.00
MI / mo$0.00$77.40
HOA / mo$0.00$0.00
Total monthly$3,166.04$3,225.24
Cash to close$22,091$43,000