UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$444,079$444,079$445,410
Remaining term (yrs)28.628.630.0
Secondary amount$0$26,076$0
Funding fee$2,220$2,220$0
Note rate6.86%6.86%7.18%
Blended rate6.86%7.138%7.42%
1st payment$2,951.67$2,951.67$3,017.36
2nd payment$0.00$258.04$0.00
Taxes / mo$439.58$439.58$439.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.08
HOA / mo$0.00$0.00$0.00
Total monthly$3,557.92$3,815.96$3,712.69
Cash to close$50,821$24,745$49,490