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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$48,579$48,579$279,000
Remaining term (yrs)18.518.530.0
Secondary amount$0$230,421$0
Funding fee$243$243$0
Note rate3.59%3.59%7.18%
Blended rate3.59%7.026%7.42%
1st payment$298.84$298.84$1,890.04
2nd payment$0.00$1,488.14$0.00
Taxes / mo$322.83$322.83$322.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$55.80
HOA / mo$265.00$265.00$265.00
Total monthly$1,036.67$2,524.81$2,683.68
Cash to close$261,421$31,000$31,000