UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$251,202$251,202$346,500
Remaining term (yrs)25.525.530.0
Secondary amount$0$95,298$0
Funding fee$1,256$1,256$0
Note rate3.76%3.76%7.18%
Blended rate3.76%5.201%7.42%
1st payment$1,275.13$1,275.13$2,347.31
2nd payment$0.00$714.73$0.00
Taxes / mo$372.42$372.42$372.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$69.30
HOA / mo$0.00$0.00$0.00
Total monthly$1,797.55$2,512.28$2,939.03
Cash to close$133,798$38,500$38,500