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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$115,335$115,335$256,500
Remaining term (yrs)17.917.930.0
Secondary amount$0$141,165$0
Funding fee$0$0$0
Note rate2.88%2.88%7.11%
Blended rate3.73%6.08%7.35%
1st payment$684.89$684.89$1,725.49
2nd payment$0.00$941.10$0.00
Taxes / mo$273.25$273.25$273.25
Insurance / mo$150.00$150.00$150.00
MI / mo$100.79$100.79$51.30
HOA / mo$395.00$395.00$395.00
Total monthly$1,603.93$2,545.03$2,595.04
Cash to close$169,665$28,500$28,500