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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$151,465$151,465$216,000
Remaining term (yrs)22.922.930.0
Secondary amount$0$64,535$0
Funding fee$0$0$0
Note rate3.82%3.82%7.18%
Blended rate4.67%5.964%7.42%
1st payment$825.54$825.54$1,463.26
2nd payment$0.00$484.01$0.00
Taxes / mo$219.83$219.83$219.83
Insurance / mo$150.00$150.00$150.00
MI / mo$125.19$125.19$43.20
HOA / mo$0.00$0.00$0.00
Total monthly$1,320.57$1,804.58$1,876.29
Cash to close$88,535$24,000$24,000