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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$327,741$309,510
Remaining term (yrs)27.930.0
Secondary amount$0$0
Funding fee$1,639$0
Note rate6.35%7.18%
Blended rate6.35%7.42%
1st payment$2,088.93$2,096.73
2nd payment$0.00$0.00
Taxes / mo$365.50$365.50
Insurance / mo$150.00$150.00
MI / mo$0.00$61.90
HOA / mo$223.00$223.00
Total monthly$2,827.43$2,897.13
Cash to close$16,159$34,390