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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$140,501$140,501$269,910
Remaining term (yrs)18.718.730.0
Secondary amount$0$129,409$0
Funding fee$0$0$0
Note rate4%4%7.18%
Blended rate4.85%6.36%7.42%
1st payment$885.97$885.97$1,828.46
2nd payment$0.00$862.73$0.00
Taxes / mo$322.33$322.33$322.33
Insurance / mo$150.00$150.00$150.00
MI / mo$131.45$131.45$53.98
HOA / mo$0.00$0.00$0.00
Total monthly$1,489.75$2,352.48$2,354.78
Cash to close$159,399$29,990$29,990