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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$139,019$130,410
Remaining term (yrs)25.430.0
Secondary amount$0$0
Funding fee$0$0
Note rate3.89%7.18%
Blended rate4.74%7.42%
1st payment$716.97$883.44
2nd payment$0.00$0.00
Taxes / mo$132.83$132.83
Insurance / mo$150.00$150.00
MI / mo$107.80$26.08
HOA / mo$365.00$365.00
Total monthly$1,472.61$1,557.36
Cash to close$5,881$14,490