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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$487,531$418,500
Remaining term (yrs)26.730.0
Secondary amount$0$0
Funding fee$2,438$0
Note rate6.71%7.18%
Blended rate6.71%7.42%
1st payment$3,268.89$2,835.06
2nd payment$0.00$0.00
Taxes / mo$499.50$499.50
Insurance / mo$166.67$166.67
MI / mo$0.00$83.70
HOA / mo$0.00$0.00
Total monthly$3,935.06$3,584.93
Cash to close$0$46,500