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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$222,685$207,000
Remaining term (yrs)26.830.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.81%7.18%
Blended rate7.36%7.42%
1st payment$1,505.81$1,402.29
2nd payment$0.00$0.00
Taxes / mo$187.67$187.67
Insurance / mo$150.00$150.00
MI / mo$105.76$41.40
HOA / mo$384.00$384.00
Total monthly$2,333.23$2,165.36
Cash to close$7,315$23,000