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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$332,560$269,910
Remaining term (yrs)28.530.0
Secondary amount$0$0
Funding fee$0$0
Note rate6.83%7.11%
Blended rate7.38%7.35%
1st payment$2,205.92$1,815.70
2nd payment$0.00$0.00
Taxes / mo$293.92$293.92
Insurance / mo$150.00$150.00
MI / mo$154.61$53.98
HOA / mo$350.00$350.00
Total monthly$3,154.45$2,663.60
Cash to close$0$29,990