UMe IDX
Contact

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$208,002$208,002$297,000
Remaining term (yrs)24.124.130.0
Secondary amount$0$88,998$0
Funding fee$1,040$1,040$0
Note rate2.89%2.89%7.18%
Blended rate2.89%4.721%7.42%
1st payment$995.10$995.10$2,011.98
2nd payment$0.00$667.48$0.00
Taxes / mo$367.83$367.83$367.83
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$59.40
HOA / mo$0.00$0.00$0.00
Total monthly$1,512.93$2,180.42$2,589.21
Cash to close$121,998$33,000$33,000